celonyrith - Smart Financial Planning & Wealth Management

1 Acceptance of Terms

By accessing and using celonyrith's financial planning platform at celonyrith.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and celonyrith, operating from 130 Abbott St, Cairns City QLD 4870, Australia.

If you do not agree with any portion of these terms, you must discontinue use of our services immediately. Your continued use of our platform after any modifications to these terms constitutes acceptance of such changes.

User Eligibility

You must be at least 18 years of age to use our financial planning services. By using our platform, you represent and warrant that you have the legal capacity to enter into this agreement and comply with these terms.

2 Financial Services Disclaimer

celonyrith provides educational financial planning resources and tools. We do not provide personalized financial advice, investment recommendations, or guarantee any specific financial outcomes. All information on our platform is for educational purposes only.

Users should consult with qualified financial advisors before making significant financial decisions. Past performance data and examples shared on our platform do not indicate future results. Financial markets involve risk, and individual results may vary significantly.

Prohibited Financial Activities

Using our platform for illegal financial activities or money laundering
Sharing false financial information or misrepresenting your financial status
Attempting to manipulate or interfere with our financial planning tools
Redistributing our proprietary financial planning methodologies without permission

3 User Obligations and Conduct

Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. You agree to notify us immediately of any unauthorized use of your account or any security breaches.

You agree to use our services only for lawful purposes and in accordance with these terms. Any violation of these terms may result in immediate suspension or termination of your account without prior notice.

Content Standards

Any content you submit to our platform must be accurate, lawful, and respectful. You retain ownership of your content but grant us a license to use, display, and distribute it as necessary to provide our services.

4 Privacy and Data Protection

We collect and process personal information in accordance with Australian Privacy Principles and our Privacy Policy. By using our services, you consent to our collection, use, and disclosure of your personal information as described in our Privacy Policy.

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

Data Retention

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. You may request deletion of your data subject to applicable legal requirements and business needs.

5 Limitation of Liability

To the maximum extent permitted by law, celonyrith shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to financial losses, data loss, or business interruption.

Our total liability to you for all claims arising from or related to these terms or your use of our services shall not exceed the amount you have paid to us in the 12 months preceding the claim, or 0 AUD, whichever is greater.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, government actions, or technical failures.

6 Intellectual Property Rights

All content, features, and functionality on our platform, including text, graphics, logos, software, and methodologies, are owned by celonyrith and protected by Australian and international copyright, trademark, and other intellectual property laws.

You may use our content for personal, non-commercial purposes only. Any unauthorized use, reproduction, or distribution of our intellectual property is strictly prohibited and may result in legal action.

Trademark Usage

The celonyrith name, logo, and related marks are trademarks of our company. You may not use our trademarks without our prior written consent, except as necessary to identify our services in accordance with accepted trademark practices.

7 Termination and Suspension

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without prior notice. You may also terminate your account at any time by contacting us through the provided channels.

Upon termination, your right to use our services will cease immediately. All provisions of these terms that by their nature should survive termination shall remain in effect, including intellectual property rights, disclaimers, and limitations of liability.

8 Governing Law and Disputes

These terms are governed by and construed in accordance with the laws of Queensland, Australia. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with Australian arbitration rules.

Before initiating formal dispute resolution, parties agree to attempt good faith negotiations for at least 30 days. If resolution cannot be reached, arbitration shall be conducted in Cairns, Queensland, with proceedings conducted in English.

Terms of Use